It’s November 2nd and time for a new budget.  I love the beginning of the month.  It’s a fresh start with money.  It’s so nice to see all of my spending categories at a zero.  All the mistakes from last month are over and it’s time for a fresh start.  Love it.

So, it’s November…almost the end of the year and it is also the Holiday season which typically means more spending.  Take a deep breath, it will all be OK.  Just list all of your normal expenses and don’t forget to include the items that don’t occur every month.  For example:

  • Thanksgiving
  • Birthdays
  • Christmas gifts (remember Black Friday is in November)
  • Car Registration

You got this.  Happy Budgeting!